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business liability insuranceBusiness Liability (BOP) Insurance

Business liability insurance owner’s policy (BOP) and package options provide the property and liability solutions that best fit your business. To make sure all aspects of your business are covered, we also offer auto, umbrella, and workers compensation insurance.

Your agent will partner with you to design a policy with the right coverages for your needs.

For Small Businesses

If you’re a business owner you need to feel confident that your company is protected.  Business owner’s policy (BOP) provides property and liability coverage in a single policy for small businesses. To meet your business’s unique needs, we also offer a variety of optional coverages, including employment practices and employee benefits liability. We offer BOPs for a number of businesses, including:

  • Dry cleaners
  • Florists
  • Medical offices
  • Printers
  • Veterinarians

For Small to Midsize Businesses

When yours is a growing business with a large physical presence and more expensive equipment, you have additional coverage needs.  We recognize that different industries have unique needs and, therefore, offer tailored coverages for businesses such as:

  • Condominiums
  • Construction
  • Food processors
  • Garages
  • Hotels/motels
  • Manufacturers
  • Restaurants
  • Retailers
  • Service providers
  • Wholesalers

For Midsize Businesses With More Complex Needs

When you’re a regional business with locations in a number of states, your operations and insurance needs are complex. And with even more planned growth thanks to that successful promotional campaign you launched, you need to protect your employees, equipment, locations, and customers.

With flexible, optional coverages including property extension, equipment breakdown, and employment practices liability, your business can be protected in all areas. We offer customized solutions for a variety of industries, including:

  • Artisan contractors
  • Auto service
  • Construction
  • Golf courses
  • Hotels
  • Manufacturing
  • Religious Organizations
  • Restaurants
  • Retailers
  • Service providers
  • Wholesalers

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies.