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condominium insuranceCondominium Insurance

Condominium Insurance can help pay for a covered replacement or repair if your home or property is damaged. You can also add liability coverage to your condominium owner's insurance policy to help protect you.

Your agent will partner with you to design a policy with the right coverages for your needs.

Property Insurance Coverage

Condominium Insurance coverage protects you if your condo or the property inside has a covered damage due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You can add coverage for fine art, jewelry, computers, flat screen TVs, money, security and identity theft.  Replacement cost coverage for your property which will pay you to replace the item at current market prices after a covered loss instead of paying you the depreciated value for a damaged or stolen item.

Liability Insurance

When you own a condo, it's important to have liability insurance in case someone gets hurt on your property.

Coverage for Fixtures, Improvements and Alterations

If you make improvements or alterations to your condominium they can be covered on your condo insurance policy

Loss Assessment

As a condo owner, it's wise to prepare for the unexpected. This additional coverage will pay  as a result of direct loss to your property.

Additional Living Expense

If you’re unable to live in your home while it’s being repaired or rebuilt after a covered loss,  additional living expenses helps pay the cost of temporary housing and living expenses.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies.